Marilyn Barnes' Blog
Do the walls of your home ever feel bland and uninviting? What you need for your home is to add depth to the walls. Everything from the colors of the walls to what you place on them helps to give your rooms a feeling of sophisticated complexity.
Try Using Contrast On Your Walls
If you choose a dark color for your walls, you can use bright colors as a contrast to bring out the prominent features of the room.
Use Texture On Your Walls
You don’t have to rely on paint to color your walls. It’s a good idea for you to use some tapestry or cloth and hang it on the walls to help add texture and depth to a room.
Reflect On The Room
Using mirrors can help to make any room appear bigger. Mirrors are deceiving in a way, but when placed strategically, they can really add a lot to a room. Allowing for reflections in the room also adds depth and a larger feeling to the space,
Don‘t Make A Space Too Busy
Avoid using a lot of colors in a room. While contrasting colors add something special to a space, bright, mismatched colors will only make you dizzy.
Make Use Of Tile
Particularly in kitchens and bathrooms, tile can help to add some depth to the space. Your kitchen can be painted a lovely color and finding tiles to match for a backsplash can really help the room to stand out. Even the color grout that you use can help add complexity to a room. If you have brick, wood, or any kind of stone present in a room, be sure to help those features stand out. The best way to approach design sometimes is to take what you see in nature and bring it into your space. From earth tones to highlighting the natural features in your home, you can really make your home feel well-rounded from the inside out.
Try Painting The Walls Different Colors
There’s no rule that says you need to paint a room all one color. Often, you can add a lot to a room just by having that one accent wall. Putting the piece of furniture that will be the focal point of the room on the accent wall can really bring out the features of the room. If your color scheme is leaning towards blues and whites, for example, paint each wall white except for one. Choose an alluring shade of blue for the accent wall. Be sure that your furniture matches with whatever wall color scheme that you choose as well.
Whether you’re recreating a room completely, or simply re-purposing what you have, it’s easy to make your design work for you and provide complexity and depth.
When you own a home, you want to reduce your costs as much as possible. As a homeowner and environmentally conscious person, you may also want to reduce your carbon footprint and reduce the amount of waste that you and your family produce. Read on for some tips on how to reduce the amount of trash you produce on a weekly basis and see what a difference you can make in your little corner of the world.
Find Reusable Products In Lieu Of Disposable Ones
There are so many convenience products that we find on store shelves. For every type of product that you can just throw away, you can find something reusable. Products that you can substitute include:
Washcloths instead of disposable makeup wipes
Reusable water cups instead of disposable bottles
Washable plastic cups substituted for disposable ones
No paper plates
Use washable plates instead of paper plates
Dust with rags, not paper towels
Use reusable grocery bags
Drink coffee out of a refillable mug
Buy reusable containers to pack a lunch in
Any products that provide less buildup of waste are better for the environment. Many times, we rely on convenience for ourselves and our families, but convenience can be costly to both the environment and our budgets.
Use Natural Cleaning Products
Many cleaning products contain harsh chemicals that are dangerous for our bodies and our environment. There are many things right inside of your kitchen cabinets that can be useful and effective in cleaning your home. Items that you can clean with include:
Wth just a few products, cleaning naturally is easy. You won’t have to worry about harming children, pets, or yourself by using these all natural items that can be found right in your kitchen. You also will have more space in your cabinets because you’ll need fewer bottles to stock your cleaning supply. Vinegar can be used to clean most things in your home, and it does the job pretty well compared to its harsh chemical counterparts.
Your new lifestyle that consists of less waste will take some time. You can gradually switch different products and containers as you move through your days. This will be a much more practical approach than just starting from scratch all at once. Not only is changing your lifestyle a time investment but a money investment since you’ll need to buy new products to replace old ones initially. Over time you should see a big difference in your wallet and your trash can with your waste-free lifestyle.
Once you have found the home that you want to live in, put in the offer, and start the process of closing on a home, you may feel like you’re “home free.” The hard part may technically be over, but there’s one more important thing that you need to think about before you get the keys to your place: Closing costs.
A few days before you head to sign all of your paperwork to close on the home, your lender will send you a detailed report of different closing costs that you need to pay upon the settlement of the property.
Closing Costs Defined
Closing costs are what you pay to the lender and third parties. These are due at the time of closing on the property and must be paid up front. You should estimate that your closing costs will be between 2 and 5 percent of the purchase price of the home.
Everything Included In Closing Costs
Closing costs cover both one-time and recurring fees that are a part of your home purchase. The one-time fees are things that are generally associated with buying the home. These would include attorneys fees, lender fees, home inspection fees, document prep fees, underwriting fees, credit report fees, and realtor fees. You’ll also need a bank issued check for your down payment at this time.
At closing, an escrow account will be set up. This is like a forced savings account that will be drawn from to cover things like taxes, insurance, loan interest, and title insurance. These are all very important costs that are a part of buying a home.
Do Your Homework Ahead Of Time
The best way to deal with closing costs is to be prepared ahead of time. Talk to your lender in order to get an estimate of the closing costs. From there, you’ll need to decide if you need to finance your closing costs or simply pay them up front. There are advantages to both approaches. Sometimes, lenders will look at you as less favorable if you need to finance all of your closing costs. It all depends on the terms of your loan. This is why research is vital.
Compare Rates And Lenders
It’s important not to go with the first lender you talk to. Get some recommendations from your realtor and friends to see who might be a good fit for you. Every lender specializes in something different, so you want to be sure that who you chose is a good fit for you.
The most important thing that you can do with closing costs and the financing of your home is to get educated!